Tag: Homeowners Insurance

Posted on 03/17/2024
Understanding your homeowners insurance: Catastrophe coverage
Risk, peril and hazard are all terms used in homeowners...
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Posted on 10/22/2023
Explaining loss of use coverage
Loss of use coverage is part of every standard homeowners...
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Posted on 07/16/2023
Homeowner's Insurance Coverage: The Basics
Homeowner's insurance is an important piece of the home ownership puzzle. Because almost all mortgage lenders require proof of insurance, having a policy is more of a necessity than an option. However, many potential homeowners aren't clear about what a homeowner's insurance policy covers. While each policy is customizable and has varying details depending on the insurer, there...
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Posted on 06/04/2023
Umbrella insurance: Advantages & disadvantages
Umbrella insurance, sometimes called personal liability...
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Posted on 10/30/2022
Flash Floods, Sewers & More: Water Damage Your Homeowners Policy Might Not Cover
Homeowner's insurance can help you recover financially from many accidents and disasters at home. While traditional homeowner's policies include coverage for personal items and your property, they don't cover everything. Certain types of damage may be excluded from coverage and require an additional policy, including many types of water damage. Here are some of the types of water...
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Posted on 04/04/2021
Property Insurance vs. Homeowners Insurance
Photo by Steve Buissinne via Pixabay Often used interchangeably, the terms “property insurance” and “homeowners’ insurance” sometimes confuse new homebuyers. Homeowners’ insurance is a specialized form of property insurance. By “property” the insurance industry means anything that you own. Under that category come homeowners’ insurance and even renters’ insurance. These products cover single-family houses, condominiums and a renter’s...
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Posted on 08/09/2020
Home Insurance Tips for Homebuyers
Image by designer491 from Shutterstock If you purchase a new home, you will need to purchase homeowner’s insurance. If you’ve never owned a home before, you may not realize all the factors that go into the cost of insurance. When looking for a home, it’s easy to get caught up in the house’s structural design, the marble countertops,...
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